The insurance cover available from the trusted insurance partners of Elmhurst Risk Solutions will cover the cost of defending your business against these types of claims, including any money paid as compensation.
What is Employers’ Liability (EL) insurance?
Most businesses (small, medium or large) with employees are required by law to hold employer’s liability insurance. A liability insurance policy should be taken out to protect anyone you employ, alongside your full-time team, this includes:
• Part-time employees
• Freelancers or contractors employees working with you on a short-term basis
• Students and trainees
No matter how careful you are, workplace injuries can happen, and in the case of occupational diseases, claims can happen many years down the line. This is particularly relevant to Energy Assessors conducting site visits who could easily sustain an injury when carrying out assessments in buildings.
That’s why it’s important for energy assessors who have anyone under their employment, even temporarily, to have employers’ liability insurance to cover compensation costs and legal fees.